Thursday, September 01, 2011

My New Job

So recently I have been a little down in the dumps about feeling like I am not contributing to our little Bickley family. Budget cuts, well everywhere, have caused budget cuts in our household. Unfortunately, the dough just aint' risin' in our household for our budget cuts to even make a dent in helping us save. With Charlie on the way, so excited, and unexpected but expected bills to pay (house insurance, car insurance, deductible to have baby Charlie you know the bills that just seem to creep up on you) popping up everywhere it seems like we will never get a breath of air. What a depressing thought?

I have looked at getting a job, but to pay for childcare, and the fact that I am almost 4 months pregnant it's not worth it for me to get a job right now. I just have felt so helpless because all I have felt like I could do was try my best to budget wisely and take care of Lucy. But let me be honest in saying I have not taken "budgeting wisely" seriously. It's been random, "OK I'll save today!" Then the next day I spend money on something not needed or decide to get take outs instead of just cooking the meal I had planned.

So my new job, that I have applied for, don't ask how it's just metaphorically speaking (?), and accepted is going to be the Bickley Budgetter. I am the new VP of the Bickley's Budget. I will pay myself in savings for  family and will work full time starting well today. It is September 1st. I love starting new things on the first of the month :o) So here is my new job description:

-I will be required to meal plan and use what is available in my kitchen.
-This means meal planning from breakfast to my midnight snack.
-Eating out will only have a $20 budget a month. That includes my cravings.
-I will be required to carry around a little notebook to write down every expense, even if I do look like a dork (whatevs).
-Any fun money I get, will be put in a designated account that will not be touched unless the purchase is thoroughly thought out and necessary.
-No more fabric will be bought until one storage bin is empty of fabric.
-I will think resourcefully and not buy on a whim.
-That means that if it aint' on the list, it aint' gettin' bought. 
-I'll suck it up and keep the air at it's set temperature and not change it.
-I will coupon every week unless my family needs me otherwise. (Basically, it wont become an idol but will try to do my best at saving)
-Lucy and I will have a more tight schedule, and free or cheap activities will be researched to ensure we stay in a $10 a month budget for activities.
-Splurging is not allowed unless there is fun money to back it up, and even then it is discouraged.

So I know this seems a little silly or possibly ridiculous to some, but these are the things I struggle with and need better discipline in. I'll hopefully blog about how it's going to this month and maybe, just maybe, will see some risin' in our dough! And hey, tough times call for tough measures, as Mr. B always reminded us in economics, "there's no such thing as a free lunch." Not sure if that's relevant but again, whatevs.


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